Loss ratio62.4%−1.8 pts · target < 65%
Combined ratio94.1%−0.6 pts · profitable
Retention rate91.2%−0.4 pts · 12-mo rolling
Avg. claim cycle4.2 days−0.8d · submit → decision
Premium vs. claims paid
PremiumClaims paid
AugNovFebMayJul
Claims by type
Q3Collision128 · $1.02M
Water damage74 · $890K
Medical / outpatient96 · $410K
Liability22 · $760K
Glass & other64 · $96K
Total paid Q3$3.18M
Agent performance
This quarterPriya Nair214 policies · $1.42M · 3.1d cycle94% ret.
Tom Reyes186 policies · $1.18M · 3.6d cycle92% ret.
Dana Ortiz168 policies · $940K · 3.1d cycle90% ret.
Jonah Weiss122 policies · $710K · 4.9d cycle86% ret.
Premium by region
AnnualPortland metro$9.6M
Seattle / Tacoma$7.4M
Boise$4.1M
Spokane & other$7.3M
Annual premium$28.4M